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Many of the transaction alerts can be modified with minimum dollar amount changes for the bank and investment accounts. The notifications can be sent for a variety of breaches, from your Social Security number showing up on the dark web to court records to your Medicare number popping up in the wrong place. These notifications can be sent by email or text. There, you’ll see which new systems have been added to the protection circle as well as any recent emergencies. Many are repeated behind the bell icon in the Central account page’s upper right corner.
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The alerts from Bitdefender Ultimate Security Plus stand out at the top of the main page. Bitdefender Ultimate Security Plus: Notifications and alerts
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Should you experience an identity crisis, Bitdefender’s software can speed up freezing your credit cards to limit the damage.

As is the case with many others in this business, AIG underwrites the insurance. It also ponies up $1,000 a week in lost pay (for up to five weeks) as well as up to $2,000 in travel expenses.

The insurance covers getting new documents, legal, accounting and investigative help as well as reimbursements for stolen funds. That’s more than what most others provide but less than Aura’s $5 million in insurance with its Family plan. The Ultimate Security Plus plan includes up to $2 million in identity-theft insurance. Bitdefender Ultimate Security Plus: Insurance and services It also makes it easy to opt out of junk-mail lists. The Action Plan for each event ranges from changing passwords to getting a spam blocker. A nice addition is BreachIQ which shows data breaches and rates them in terms of severity and danger.
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Two things it lacks are tracking payday loan agencies and surreptitious changes to a property title.įeeling anxious about your online identity? Bitdefender Ultimate Security Plus can start a TransUnion credit freeze with the click of a mouse and also provides a code to reactivate the credit. The monthly tracker shows changes to the scores over time and there’s a way to see each credit bureau’s month-by-month positive or negative ratings.Īble to keep an eye on up to 10 bank and investment accounts, the Ultimate Security Plus package is fairly complete. It’s a good stand-in for your creditworthiness. Rather than the more popular FICO score, Bitdefender uses the VantageScore 3 rating based on TransUnion data. Others, like MyFICO, let you get instant reports. There’s no provision to buy an instant credit report if you suspect something’s awry, however. The Ultimate Security Plus plan provides monthly credit reports from Equifax, Experian and TransUnion. The IdentityForce (IDF) connection with Bitdefender Ultimate Security Plus is evident in the ID protection screens that have the black and red IdentityForce logo. Bitdefender Ultimate Security Plus: Credit scores, reports and monitoring When the evaluation period was over, I canceled the service. I used the service for three months and checked in several times a week using a variety of computers, phones and tablets. Bitdefender Ultimate Security Plus: How we testedĭuring the summer of 2022, I signed up and paid for Bitdefender Ultimate Security Plus myself later Tom’s Guide reimbursed me. Bitdefender does not have a Better Business Bureau score but IdentityForce has an eagerly sought-after A+.
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If you shop around, you’ll see the Ultimate Security Plus plan for as little as $150 for the first year it increases to full price at renewal. The flagship is the Ultimate Security Plus that I used, which includes three bureau monitoring, bank and investment account monitoring and costs $240 a year.
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The Ultimate Security Plus plan can freeze your credit with a single click and features two factor authentication, a password manager and access to an unlimited VPN for secure communications.Īt $180 a year (sorry, no monthly plans), Bitdefender’s Ultimate Security builds on this security foundation with identity protection that includes $2 million in identity theft insurance and single-bureau credit reports. In addition to monitoring and $2 million in identity insurance, the service provides credit scores and reports from the top three credit agencies. By integrating it all into the Bitdefender Central software, Ultimate Security Plus is one of the best ways to protect your identity and secure your digital life. Security software: AV, browser extensions, PW manager, VPN, parental control softwareīased on the company’s proven Premium Security Plus plan, Bitdefender’s Ultimate Security Plus takes online security to a new level by adding identity theft services from Identity Force, last year’s ID protection winner.
